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A good plan accomplishes your goals when you are gone and protects your loved ones. Most people realize that they need an estate plan, yet the vast majority of Americans do not have one, according to the Lockport Journal in “Senior Spotlight: Composing the ‘family love letter’“. One reason people don’t take care of this […]
The need for caregiving often comes about unexpectedly. People often think they should make arrangements for a Health Care Proxy or Power of Attorney but unfortunately the need arises suddenly resulting in a challenging situation, according to Expert Click in “How to Get Power of Attorney for Aging Parents“. A health care proxy permits another […]
Protect your assets from being mishandled. As you prepare an estate plan, consider creating trusts to protect assets through the generations, according to the Times Herald-Record in “Leaving inheritances to trusts puts you in control“. For many parents, the inheritance equation is simple. They leave their estate to their children “per stirpes,” which in Latin […]
The 65th birthday is key, when it comes to Medicare and the deadlines are taken seriously. Potential Medicare enrollees can face some pretty stiff late-enrollment penalties and they don’t end, according to The New York Times in “If You Do Medicare Sign-Up Wrong, It Will Cost You“. The mistakes are expensive and they are frequently […]
Social Security is likely to be very important to your retirement. But wait, the amount can vary. Just when to begin taking Social Security can be a real challenge because the time to begin filling your claim ranges from the age of 62 to 70, according to the Independent Record in “These 3 Factors Should […]
It may not be the best time when the pressure is on. However, read the contract and get some advice. If you are preparing to move to a retirement community or care community yourself, it is best to read that fine print very carefully and better yet, get some legal advice before signing, according to […]
Want to go from Boomer lifestyle to sitting down? Probably not! The idea of retirement as a time to settle down and no longer be an active citizen is being challenged by a generation that has so far changed every stage of living, according to Next Avenue in “How to Avoid Becoming a ‘Bored Boomer’ […]
Planning for retirement years is much more than looking after your bank account. It is very important to prepare for old age. It turns out that it is frequently more than looking after your financial situation. It is also a good idea to prepare to remain independent and in good health, according to The Mercury […]
More than 5.7 million people in this country are suffering from the disease. More and more members of families are experiencing the dilemma of expressing their wishes before they become incapacitated from Alzheimer’s Disease, according to USA Today in “B. Smith’s Alzheimer’s raises question: How to protect your wishes when incapacitated“. The article discusses the […]
If the legal documents aren’t signed and notarized properly, there is a good chance that problems will arise. A properly prepared will could have avoide many of the problems faced by a woman who thought she was protected, according to News 2 in “The power of a will and trouble without one“. Ms. Denise Cockrum […]
